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Welcome to Grant Payday Loans!

Need money for expenses out of the blue? No problem! Grant Payday Loans is here to offer a fast and reliable money solution in any life situation

Grant Payday Loans is so excited to share the news with you.
We’ve closed our old branch at 1215 Pulaski Hwy Bear, DE 19701 and 24A Trolley Square Unit STE 4048, Wilmington, DE 19806.
To request your loan please visit our new branch: 24B Trolley Square Unit, Wilmington, DE 19806.

How It Works

The process is super fast and simple. It takes minutes to see results and enjoy your extra cash

Submit A Request

All paperwork is gone! The whole process is completely online. Just fill in a few details about yourself and hit “Get Started”!

Check The Offers

If the offer suits your needs and desires, and you agree with all the terms — simply e-sign the deal and get ready to enjoy the money!

Receive Your Money

Once you submit your request, get your offer, and e-sign it, you’ll be able to get the funds to your bank account in no time!


Just fill out our smart request form, get connected with a lender and enjoy your extra cash!

Apply Now

We don’t wait for action, we create action. Time is priceless, and we do our best to provide you with fast and sustainable connection with the most respected lenders in the industry.

Emergency Loans For Bad Credit from Grant Payday Loans

How to overcome a financial crash caused by unexpected events? It is recommended to have an emergency fund, which would be worth at least 3 to 6 months of living expenses. However, not everyone can save that amount, or sometimes even that money would not be enough to cover your needs. The due date for personal loans for bad credit is coming, some medical bills, or maybe your car has broken in the most inconvenient moment? You might be searching for solutions to get cash immediately, and emergency bad credit loans can be a lifesaver in such moments.

What are Bad Credit Loans?

Emergency loans from Grant Payday Loans are small sums, which you take for a short-term period, 1-4 weeks, with the aim to cover unexpected costs. There is a variety of products, such as payday loans, bank loans, or a credit card cash advance. The best option is the one that fits you in terms of time efficiency. Bank loans usually have longer processes, implying many documents and hard credit checks, which make them not suitable for emergencies. If you need a one-stop solution, you may use your credit card to get fash cash, but you will need a good credit score to receive the loan amount you need. What if you have a bad credit score? Grant Payday Loans offers emergency cash loans for consumers with all credit history types.

Personal Loans for Poor Credit Score!

If you have a poor credit score, this might impact your plans to get a loan from a bank. If you need fast cash, consider applying for an emergency personal loan. Grant Payday Loans does not check your credit score through credit bureaus. Instead, only a soft check of your credit report and capability to pay back the loan is performed. It is important to mention that the lack of hard credit scores check does not mean that the loan approval is guaranteed.

Get a Loan from Bad Credit In-store or Online

Another advantage of Grant Payday Loans is an easy and fast loan application process. You do not have to lose time, and you can get loans online from the comfort of your home. Or you may visit our branch and get approved in less than 30 minutes! The entire process is fast and implies almost no paperwork, which makes the approval safe and swift.

In-Store solution for Delaware Residents

Get an emergency loan within one day directly into your bank account or a paper check in hands. If you need cash asap, visit us during our business hours. Your request will be reviewed by our prefessional staff, and if you get accepted, you will get the loan quickly. If the terms and conditions fit you, you will receive the money in hands or to your bank account on the same or the next business day.

Payday Loans Store Delaware store
Payday Loans Store Delaware facade

APR Rate Range
and Repayment Terms

All terms, fees, interest rates and other details are specified in your loan agreement. We highly recommend you read this carefully.

Annual Percentage Rate (APR)

Annual Percentage Rate (APR) represents the annualized interest rate that you are charged for borrowing. It is the combination of the nominal interest rate and some additional costs such as fees involved in obtaining a loan. Typically, APRs for personal loans range from 4.99% to 450%, APRs for cash advance loans vary from 200% to 1386%, and APRs for installment loans range from 6.63% to 225%. Since Grant Payday Loans is not involved in the lending process, we can not deliver any specifics about the APR you will be offered. The APR depends solely on your lender’s decision, based on various factors including your credit score, credit history, income, and some other information you supply in your request. For more information regarding the APR contact your lender.

Representative Example of APR

If you borrow $2,500 over a term of 1 year with an APR of 10% and a fee of 3%, you will pay $219,79 each month. The total amount payable will be $2,637, with a total interest of $137,48.

Financial Implications (Interest & Finance Charges)

Grant Payday Loans is not a lender and we cannot predict what fees and interest rate will be applied to the loan you will be offered. It is your lender that will provide all the necessary information about the cost of the loan. It is your responsibility to peruse the loan agreement carefully and accept the offer only if you agree to all the terms. Grant Payday Loans service is free of charge, and you are under no obligation to accept the terms that the lender offers you.

Implications of Non-Payment

When you accept the terms and conditions for a loan, you enter into a commitment to repay the amount you owe according to the specific schedule outlined in the documents. In the event of non-payment, additional charges may be applied. Late payment penalties vary by lender, and as Grant Payday Loans is not involved in the lending process, we cannot supply any information on the fees you will incur if any default occurs. For more information, please contact the lender directly if you have any issues relating to your loan repayment.

Potential Impact on Credit Score

Grant Payday Loans is not a lender and we do not check your credit standing and credit capacity. When you submit a request at our online platform, this is considered a soft inquiry and does not impact your credit score. However, some lenders may carry out a credit check to ascertain your eligibility for a loan. Most likely they will turn to any of the three major credit bureaus (Transunion, Experian, and Equifax) that is in most cases considered a hard inquiry and may affect your credit score.

Collection Practices

Grant Payday Loans is not a lender. As such, we are not involved in any debt collection practices and cannot make you aware of any of them. Your lender will specify their collection practices in your loan agreement. If you have any questions regarding the issue, please, address them to your lender. For more information visit our page for Responsible Lending. itself isn’t involved in debt collection.

Loan Renewal Policies

Loan renewal options are not always available. It is therefore advisable to clarify whether the option is available with your lender. Be sure to carefully peruse the renewal policy presented in the agreement before you sign the documents.